However, the number of households having informal borrowings, especially from moneylenders has been recorded to be higher among the members before joining the group. Possession of livestock and consumer goods by the member households has been found to deter the joining of group. It has been observed that socially backward, landless and marginal farm households participate more in this programme. Factors determining participation of women in microfinance programme in Tamil Nadu have been identified following the multi-stage purposive and random sampling technique and selecting Coimbatore and Ramanathapuram districts for the study.
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